National insurance register mooted to prevent fraud

Insurance companies are experiencing increasing numbers of fraudulent claims and would like to see something done about it

Last year, insurance companies were hit by more than 3,200 false claims totalling a staggering 530 million kroner. The claims were for both personal insurance and also for goods and property, reports Finans.

To combat this trend, insurers want to set up a compulsory register containing all damages claims nationwide so that it is possible to cross-check claims to weed out fraudsters.

READ ALSO: Insurance companies considered fair game for rip-offs in Denmark

“When a customer reports a loss of some kind the company can quickly see what the person has claimed for,” said Hans Reymann-Carlsen, the deputy head of the insurance branch organisation Forsikring & Pension.

Pulling a fast one
“If a customer has had three cars stolen in two years with three different insurance companies, then any request for compensation would automatically hoist a red flag and the company would be able to examine the claim more closely,” added Reymann-Carlsen.

However, consumer bodies are wary of automatically registering customers. According to the data protection laws, such registration would require each individual giving permission.

Both Norway and Sweden already have such a register, and both Socialdemokratiet and Dansk Folkeparti have indicated a willingness to consider the idea.




  • Gangs of Copenhagen

    Gangs of Copenhagen

    While Copenhagen is rated one of the safest cities in the world year after year, it is no stranger to organized crime, which often springs from highly professional syndicates operating from the shadows of the capital. These are the most important criminal groups active in the city

  • “The Danish underworld is now more tied to Scandinavia”

    “The Danish underworld is now more tied to Scandinavia”

    Carsten Norton is the author of several books about crime and gangs in Denmark, a journalist, and a crime specialist for Danish media such as TV 2 and Ekstra Bladet.

  • Right wing parties want nuclear power in Denmark

    Right wing parties want nuclear power in Denmark

    For 40 years, there has been a ban on nuclear power in Denmark. This may change after all right-wing parties in the Danish Parliament have expressed a desire to remove the ban.

  • Tunø: An island running out of time

    Tunø: An island running out of time

    The island of Tunø harbors a community of 74 adults and one child. There are no cars and only one connection to the rest of the world. Now, climate change threatens it

  • Cross-border moves on the rise in the Øresund region

    Cross-border moves on the rise in the Øresund region

    The number of relocations across the Øresund Region is rising. As highlighted by 2023 numbers, Sweden benefits from a growing interest, especially among younger generations.

  • In conversation with Conrad Molden: The man behind the mic

    In conversation with Conrad Molden: The man behind the mic

    He’s tickled our funny bone with countless wisecracks and clever wordplay, and in the process, made Denmark feel a little more personable to many expats. An international import himself, funny man Conrad Molden has successfully carved out a niche for himself on the Danish stand-up scene, but it’s taken a solid 13 years, much trial and error, and heaps of Danglish

Connect Club is your gateway to a vibrant programme of events and an international community in Denmark.