The country's three largest banks – Danske Bank, Jyske Bank and Nordea – are shutting down many of their local divisions.

In fact, they have closed every tenth branch this year.

Clients prefer online services
According to Børsen, the number of major bank branches has almost halved in Denmark  since the turn of the millennium. 

One of the main reasons, say the banks, is customers' declining interest in personal service and increased demand for services over the Internet and mobile devices. 

Expert surprised by the pace
Nicholas Rhode, a banking expert from the consulting firm Niro Invest, is surprised at the speed the banks keep shutting down their local branches.

"It clearly shows that the big banks focus more and more on their central headquarters and that the internet is becoming more important to them," Rhode told Finans.

Smaller banks continue with personal services
Regional banks are, in contrast, taking over the abandoned bank branches and continue to provide personal services to local communities. 

Middelfart Sparekasse has, for instance, opened five new branches in the last one and half years and promises not to close its branches until 2018.